HDFC has launched Dual Rate Home Loans

STOCKTON, CA - APRIL 29:  A pedestrian crosses...

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We are pleased to inform you that HDFC has launched Dual Rate Home Loans - a new limited period 8.25% fixed interest rate product.

This offer is applicable for all fresh loan applications received between 1st July and 31st August 2010, subject to completion of documentation and payment of requisite processing fees by 31st August 2010. Such loans must be disbursed in part/full by 30th September 2010.


HDFC's Adjustable Rate Home Loan product continues to be available to any customer not interested in availing the DRHL product.

For Home Loans, HIL, HEL, HCL, Refinance :

Applicable Period Rate Type Loans upto  Rs.30 Lac
Loans above   Rs. 30 Lacs

Upto 31st Mar, 2011 Fixed 8.25% 8.25%

1st Apr, 2011 to
31st Mar, 2012     Fixed   9.25%  9.25%

1st April, 2012 onwards Adjustable*  9.00% 9.25%

(RPLR – 4.75%) (RPLR – 4.50%)

*linked to HDFC-RPLR with spread

** Differential rates applicable for land loan applications

* HDFC LTD’s current RPLR is 13.75% p.a. The actual adjustable rate applicable to your loan w.e.f Apr 1, 2012 will depend on HDFC LTD’s RPLR as on that date.

For complete information on the product and to avail of this offer, click here or sms ‘DRHLA’ to 5676712

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