Atlast ICICI Bank lanches Virtual Credit Card

Atlast, ICICI Bank have launched Virtual Credit Card (VCC) that is "online Only Card". In fact it is a card less "credit card service. VCC is an add-on Visa credit card issued on the primary ICICI Bank credit card. The virtual credit card enables you to transact online with a credit limit of your choice.The key details of your VCC like the card number, expiry date, etc. are visible online. You can use these details to transact online and never be worried about losing your card or having to carry it ‘safely’ in your wallet.The initial credit limit of your virtual credit card will be Re.1/-. You can change the maximum limit on your VCC within the overall limit of your primary card.
Major disadvantage is that you can have only one VCC at a time where as HDFC Bank allows you to have as many VCC cards as you need and like. HDFC Bank VCC has a life of only 48 hours which adds more security. HDFC Bank allows you to create VCC even from visa debit card but ICICI Banks allows this facility only to their visa credit card holders.
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